Author: Tanner Vroman

Posts by Tanner Vroman

Q3 2025 Market Outlook

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The Only Easy Day Was Yesterday
Q3 2025 Market Outlook

“But I’m not crazy, I’m just a little unwell/ I know right now you can’t tell/ But stay a while and maybe then you’ll see/ A different side of me./ I’m not crazy, I’m just a little impaired/ I know right now you don’t care/ But soon enough you’re gonna think of me/ And how I used to be.” – Matchbox 20, Unwell

Q2 has been Dickens-esque – the best of times and the worst of times – all in the span of 90 days. While the net overall movement in most markets has been benign, it hides the vast amount of volatility and angst suffered during this quarter.  A blink-and-you-missed-it bear market (on an intra-day basis) as well as continued shifting of policy sands has transformed 2025 from a comfortable bull market to navigating a mine field. We remain cautiously bullish, but wary of knee jerk reactions to policy announcements. Buried beneath the tweets are corporations still growing earnings and it’s hard to have a full recession while corporate profits are still growing.

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June 2025 Brief – Managing Your Money and Your Emotions

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Artificial Intelligence is proving it will change the world, but one area AI cannot address is our emotions and behaviors as humans. “Robo-advisors” first popped up following the 2008 financial crisis and sought to leverage AI to offer low-cost financial advice and investment management. However, many people are uncomfortable with the idea of a robot advising them about something as important to their livelihood as their money. And like it or not, money is emotional.

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May 2025 Brief – Red, White, & Brew

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Tariffs have become the primary talking point when it comes to the economy and investment strategy in 2025. With news constantly shifting over which deals are on, or off, the table, one thing seems certain; foreign goods have been getting more expensive. As the hot summer weather approaches, it’s worth considering how these tariffs may impact something that helps you keep cool and entertained: your beverage of choice. Whether you’re lounging on a beach or hiding indoors with the AC on full blast, you might find your favorite CH₃CH₂OH-infused drink costing more this summer. One way to avoid many of these rising costs? Reach for good ol’ American-made products on the shelf.

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